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skip to navigation skip to content defying the aging process main navigation the effectiveness of a aarp medicare supplement plans the effectiveness of a aarp medicare supplement plans in 2019 according to the survey carried out by the u.s. government, an average human being spends about 20% of his total earning on medical expenses. there can be several reasons why we invest such a large amount of health-related expenses. firstly, change in our lifestyle. in the present day, our lifestyle has changed drastically with respect to the lifestyle we led twenty years back. secondly, the amount of pollution due to industrialization has a severe negative impact on our health. people who can actually benefit from this: a person who is still working is mostly medically insured by the company they are working for. but a retired person who is no longer working can face serious financial problem while paying medical bills. mostly all of us have a basic medical insurance called original insurance which covers the hospital and medical bills but there are still certain expenses that are not covered by this insurance. there is a medical insurance which is offered by private insurance companies to fulfill this gap. it is known as medicare advantage plans. working of the medigap: the work of the medicare advantage plans is to advantage the original insurance. the amount that is not covered by the basic insurance plan may sound to be less but in reality, it can become quite a sum and old people may face serious issues dealing with them. eligibility: there are some eligibility criteria to buy a medicare advantage plans. a person must at least be 65 years old, but in some states of the usa, there are certain companies who sell this plan to people less than 65 years of age. a person must have an original insurance before buying this medigap plan. the medicare advantage plans are not a stand-alone insurance and it can only assist the original insurance. many people often confuse this plan with medical advantage plan. the work of the medical advantage plan is to enhance the original insurance but medigap only bridges the gap between the hospital bill and original insurance. premium policy: since there are many insurance agencies that sell medicare advantage plans, the pricing or premium policy is different for each agency. some price the plan irrespective of the age of the insurer, some calculate the premium based on the edge of the insurer when he bought it and another policy is yearly calculation of premium where the insurer’s present age is taken into consideration. the advantage plan is valid outside the boundaries of the united states as well. september 21, 2018 by admin uncategorized the open enrollment process for medicare supplement plans when you decide to care about your medicare supplement plans , then open enrollment period is the best time to purchase this facility from your chosen insurance provider. your enrollment period will be individual and person basis for each supplement plan. one thing you must know about this facility that there is no requirement of medical qualification, coverage waiting, paying high money for the existing or previous condition of your health. professional says that open enrollment process proceeds federally and that is strictly maintained by every company. when you can purchase? for every people, individual enrollment medicare supplement plans starts from the time when a person turns to 65+. from that month’s first day, enrollment period starts and can his/her name in medicare part b. remember, as a senior citizen you have to enrol your name within 6 months which starts on that particular day. suppose, your birthday is 14 th july. for you, the enrollment period will start on 1 st july on that same month and will be open for you up to december month. it means you will have 6 months in your hand to purchase medical supplement plans facility for you. important thing before enrollment keep your options so take a look at a aarp medicare advantage plan. go to https://www.medicareadvantage2019.org/aarp-medicare-advantage-plans-2019/ for more details. there is another thing for the people. many medicare providers offer extension period of 6 months after your given timing of age 65+ and can get more extended open enrollment period under specified conditions before the before this open enrollment period is started. the company gives the opportunity for the people to register their name which will work after the period of part b. it will be effective on the first day of the month when you will turn 65. so, you can get 12 months for enrollment and there is no requirement of medical underwriting for medical supplement plans. people may have group policy as health insurance. for them, the medicare part b must need to delay until the insurance coverage period is over. when there will be no running policy, you can go for open enrollment anytime possible for you. how does this enrollment work? one thing which makes the open enrollment policy easy for everyone that you will not be asked any medical questions, there will not any medical test for you, there will be no discussion upon your health condition. this means there is no complexity in filling the application of medicare supplement plans and you will get your coverage on right time. the company can’t change the policy norms once any policy started. so, enroll your name today and get the benefit of supplement plan as soon as possible. september 2, 2018 by admin uncategorized make choice between medicare supplement plans f and g there are several medicare supplement plans which are available in the market. thus, if you are someone who wishes to get maximum advantage or benefit out of your supplement plans, then you will have to do some research. you will find that that plan f has gathered the most popularity and people wish to purchase this plan more often. the plan f is one of the most comprehensive plans this is mainly because they feel this medicare supplement plans is the most comprehensive or composite of all the other plans. there is another plan available which might not have gained as much popularity the plan f, but which you should most definitely consider for yourself. the plan g is one of the best medical supplement plans out there and is quite comparable to the plan f. this article will give you an idea regarding the medicare supplement plan g 2019 and how it differs from the plan f. plan g is also quite comparable to plan f the plan f will be paying the complete amount which you were supposed to pay with respect to the services which is covered by medicare. this is mainly inclusive of the coinsurance and deductible of part a and the payment of either the co-payment or the hospice coinsurance of the part a. also there is the payment of the coinsurance and co-payment of the part b. there is a certain limit to the plan, but plan f will also be paying for your foreign travel in case of an emergency besides paying for all the other coverage’s. compare the premium of the two plans and choose accordingly these the gaps which are left behind by your medicare plan , and this is what will be paid by your medicare supplement plans and especially the plan f. when it comes to the medicare plan g, it is also responsible for the covering all the expenses which are covered by the plan f except for the deductible of medicare part b which amounts to about 147 dollars. now you might wonder which medicare supplements plans to choose, especially between the plan f and the plan g. well, all these plans are extremely standard plans and you will be getting same facilities irrespective of which company you get them from. all you have to check the amount of premium you will have to pay for these two medicare supplement plans and of the comparison accordingly. september 2, 2018 by admin uncategorized why choose a plan f medicare supplement a large number of seniors will change from the medicare advantage progr

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